Financial Needs of Garment Workers in India hero image

Financial Needs of Garment Workers in India

March 13, 2018
  • Chhavi Ghuliani portrait

    Chhavi Ghuliani

    Managing Director, Partnership Development, BSR

  • Lucia Flores Guevara

    Former Manager, BSR

For 10 years, BSR’s HERproject has led programs aimed at unlocking the full potential of women working in global supply chains through workplace programs promoting health, financial inclusion, and gender equality.

This report examines the opportunity to expand financial inclusion for women in India’s garment sector by increasing women’s access to and use of mobile financial products and services. By doing so, it will be possible to fulfill the promise of financial inclusion to advance gender equality and women’s empowerment, improve livelihoods, and spur economic growth.

Our research indicates that mobile financial services provide several benefits that can increase women’s use of formal financial services. Some of these benefits are convenience, safety, privacy, and access to more sophisticated services. But to realize these opportunities, women need to be connected to these products and services and trained on how to use them. Furthermore, companies must develop products and services that suit women’s needs specifically.


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